平安银行000001核心经营数据 |
10450 ℃ |
|
当前股价：11.62，市值：2255
亿，动态市盈率PE：4.84，
合理估值PE：15，未来三年预期收益率：197.84%。 其中，历史营业增长率：17.7%，净利增长率：18.18%； 未来三年预估净利增长率：2.52% （24E:-0.05%, 25E:3.19%, 26E:4.48%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 194.06 | 194.06 | 194.06 | 194.06 | 194.06 | 171.7 | 171.7 | 171.7 | 143.09 | 114.25 |
| 净资产(亿) | 4723.28 | 4346.8 | 3954.48 | 3641.31 | 3129.83 | 2400.42 | 2220.54 | 2021.71 | 1615 | 1309.49 |
| 总负债(亿) | 51147.88 | 48868.34 | 45259.32 | 41043.83 | 36260.87 | 31785.5 | 30264.2 | 27512.63 | 23456.49 | 20555.1 |
| 客户存款(亿) | 34582.87 | 33522.66 | 29905.18 | 26959.35 | 24597.68 | 21491.42 | 20004.2 | 19218.35 | 17339.21 | 15331.83 |
| 客户存款占比(%) | 67.61 | 68.6 | 66.08 | 65.68 | 67.84 | 67.61 | 66.1 | 69.85 | 73.92 | 74.59 |
| 同业存入(亿) | 5168.5 | 4605.6 | 3775.25 | 5105.85 | 3947.62 | 4173.44 | 4589.28 | 4449.37 | 3232.49 | 3990.02 |
| 同业存入占比(%) | 10.11 | 9.42 | 8.34 | 12.44 | 10.89 | 13.13 | 15.16 | 16.17 | 13.78 | 19.41 |
| 借款总额(亿) | 11181.56 | 10561.55 | 11267.06 | 8857.62 | 7443.58 | 5944.14 | 5342.86 | 3843.9 | 2517 | 875.44 |
| 借款总额占比(%) | 21.86 | 21.61 | 24.89 | 21.58 | 20.53 | 18.7 | 17.65 | 13.97 | 10.73 | 4.26 |
| 经营负债(亿) | 336.57 | 359.12 | 345.7 | 278.72 | 297.18 | 291.58 | 500.72 | 433.08 | 385.01 | 394.63 |
| 经营负债占比(%) | 0.66 | 0.73 | 0.76 | 0.68 | 0.82 | 0.92 | 1.65 | 1.57 | 1.64 | 1.92 |
| 总资产(亿) | 55871.16 | 53215.14 | 49213.8 | 44685.14 | 39390.7 | 34185.92 | 32484.74 | 29534.34 | 25071.49 | 21864.59 |
| 货币资金(亿) | 3143.04 | 2322.5 | 1726.88 | 1771.7 | 1650.53 | 1580.32 | 1892.23 | 2643.32 | 1856.82 | 1128.1 |
| 货币资金占比(%) | 5.63 | 4.36 | 3.51 | 3.96 | 4.19 | 4.62 | 5.82 | 8.95 | 7.41 | 5.16 |
| 客户贷款(亿) | 34075.09 | 33291.61 | 30740.09 | 26736.62 | 23289.09 | 20037.9 | 17042.3 | 14758.01 | 12161.38 | 10247.34 |
| 客户贷款占比(%) | 60.99 | 62.56 | 62.46 | 59.83 | 59.12 | 58.61 | 52.46 | 49.97 | 48.51 | 46.87 |
| 买入返售(亿) | 1108.3 | 415.61 | 63.88 | 953.14 | 622.16 | 369.85 | 419.34 | 88.76 | 1172.91 | 1786.36 |
| 买入返售占比(%) | 1.98 | 0.78 | 0.13 | 2.13 | 1.58 | 1.08 | 1.29 | 0.3 | 4.68 | 8.17 |
| 应收投资(亿) | - | - | - | - | - | - | 3723.23 | 4142.78 | 3076.35 | 2462.58 |
| 应收投资占比(%) | - | - | - | - | - | - | 11.46 | 14.03 | 12.27 | 11.26 |
| 其他投资(亿) | 12632.81 | 12055.36 | 11581.07 | 9814.96 | 8814.72 | 8702.58 | 4507.59 | 3538.9 | 2958.33 | 2399.64 |
| 其他投资占比(%) | 22.61 | 22.65 | 23.53 | 21.96 | 22.38 | 25.46 | 13.88 | 11.98 | 11.8 | 10.98 |
| 经营资产(亿) | 1101.78 | 1013.74 | 952.68 | 710.34 | 645.95 | 555.85 | 546.17 | 412.69 | 332.13 | 278.18 |
| 经营资产占比(%) | 1.97 | 1.9 | 1.94 | 1.59 | 1.64 | 1.63 | 1.68 | 1.4 | 1.32 | 1.27 |
| 营业收入(亿) | 1646.99 | 1798.95 | 1693.83 | 1535.42 | 1379.58 | 1167.16 | 1057.86 | 1077.15 | 961.63 | 734.07 |
| 营业收入增长率(%) | -8.45 | 6.21 | 10.32 | 11.3 | 18.2 | 10.33 | -1.79 | 12.01 | 31 | 40.66 |
| 净利息收入(亿) | 1179.91 | 1301.3 | 1203.36 | 996.5 | 899.61 | 747.45 | 740.09 | 764.11 | 660.99 | 530.46 |
| 净利息收入占比(%) | 71.64 | 72.34 | 71.04 | 64.9 | 65.21 | 64.04 | 69.96 | 70.94 | 68.74 | 72.26 |
| 手续费及佣金净收入(亿) | 294.3 | 302.08 | 330.62 | 434.81 | 367.43 | 312.97 | 306.74 | 278.59 | 264.45 | 173.78 |
| 手续费及佣金净收入占比(%) | 17.87 | 16.79 | 19.52 | 28.32 | 26.63 | 26.81 | 29 | 25.86 | 27.5 | 23.67 |
| 业务及管理费用(亿) | 459.59 | 493.87 | 479.37 | 446.9 | 408.52 | 353.91 | 316.16 | 279.73 | 301.12 | 266.68 |
| 成本收入比(%) | 27.9 | 27.45 | 28.3 | 29.11 | 29.61 | 30.32 | 29.89 | 25.97 | 31.31 | 36.33 |
| 资产减值损失(亿) | - | - | - | - | - | - | 429.25 | 465.18 | 304.85 | 150.11 |
| 资产减值损失占比(%) | - | - | - | - | - | - | 40.58 | 43.19 | 31.7 | 20.45 |
| 净利润(亿) | 464.55 | 455.16 | 363.36 | 289.28 | 281.95 | 248.18 | 231.89 | 225.99 | 218.65 | 198.02 |
| 净利润增长率(%) | 2.06 | 25.26 | 25.61 | 2.6 | 13.61 | 7.02 | 2.61 | 3.36 | 10.42 | 30.01 |
| 资产收益率ROA(%) | 0.85 | 0.89 | 0.77 | 0.69 | 0.77 | 0.74 | 0.75 | 0.83 | 0.93 | 0.97 |
| 净资产收益率ROE(%) | 10.24 | 10.97 | 9.57 | 8.54 | 10.2 | 10.74 | 10.93 | 12.43 | 14.95 | 16.3 |