长沙银行601577核心经营数据 |
3913 ℃ |
|
当前股价：8.52，市值：343
亿，动态市盈率PE：4.39，
合理估值PE：15，未来三年预期收益率：302.07%。 其中，历史营业增长率：20.18%，净利增长率：23.95%； 未来三年预估净利增长率：8.02% （24E:5.57%, 25E:8.67%, 26E:9.87%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 40.22 | 40.22 | 40.22 | 34.22 | 34.22 | 34.22 | 30.79 | 30.79 | 30.79 | 26.15 |
| 净资产(亿) | 683.19 | 621.72 | 566.46 | 457.23 | 418.33 | 317.81 | 239.97 | 203.62 | 178.16 | 132.52 |
| 总负债(亿) | 9517.14 | 8425.61 | 7395.04 | 6585.12 | 5601.65 | 4948.49 | 4465.48 | 3631.43 | 2675.5 | 2033.76 |
| 客户存款(亿) | 6708.58 | 5894.13 | 5161.86 | 4636.46 | 3920.17 | 3412.02 | 3366.41 | 2733.77 | 1969.85 | 1595.91 |
| 客户存款占比(%) | 70.49 | 69.95 | 69.8 | 70.41 | 69.98 | 68.95 | 75.39 | 75.28 | 73.63 | 78.47 |
| 同业存入(亿) | 770.06 | 520.49 | 473.46 | 349.51 | 226.42 | 204.47 | 188.23 | 169.07 | 318.15 | 193.49 |
| 同业存入占比(%) | 8.09 | 6.18 | 6.4 | 5.31 | 4.04 | 4.13 | 4.22 | 4.66 | 11.89 | 9.51 |
| 借款总额(亿) | 2254.65 | 2175.45 | 1874.23 | 1670.45 | 1489.9 | 1256.18 | 894.19 | 661.55 | 343.16 | 234.26 |
| 借款总额占比(%) | 23.69 | 25.82 | 25.34 | 25.37 | 26.6 | 25.39 | 20.02 | 18.22 | 12.83 | 11.52 |
| 经营负债(亿) | 37.63 | 33.9 | 31.94 | 34.16 | 36.67 | 87.12 | 57.11 | 61.59 | 47.26 | 51.82 |
| 经营负债占比(%) | 0.4 | 0.4 | 0.43 | 0.52 | 0.65 | 1.76 | 1.28 | 1.7 | 1.77 | 2.55 |
| 总资产(亿) | 10200.33 | 9047.33 | 7961.5 | 7042.35 | 6019.98 | 5266.3 | 4705.44 | 3835.05 | 2853.66 | 2166.28 |
| 货币资金(亿) | 176.09 | 203.06 | 110.52 | 84.43 | 82.49 | 59.03 | 48.45 | 88.97 | 49.28 | 75.34 |
| 货币资金占比(%) | 1.73 | 2.24 | 1.39 | 1.2 | 1.37 | 1.12 | 1.03 | 2.32 | 1.73 | 3.48 |
| 客户贷款(亿) | 4883.91 | 4260.38 | 3708.33 | 3160.78 | 2611.71 | 2044.03 | 1544.87 | 1186.87 | 938.15 | 735.87 |
| 客户贷款占比(%) | 47.88 | 47.09 | 46.58 | 44.88 | 43.38 | 38.81 | 32.83 | 30.95 | 32.88 | 33.97 |
| 买入返售(亿) | 368.54 | 197.06 | 51.63 | 32.27 | 59.59 | 76.41 | 55.19 | 28.89 | 81.97 | 33.54 |
| 买入返售占比(%) | 3.61 | 2.18 | 0.65 | 0.46 | 0.99 | 1.45 | 1.17 | 0.75 | 2.87 | 1.55 |
| 应收投资(亿) | - | - | - | - | - | 1131.94 | 1342.14 | 1272.07 | 842.01 | 551.74 |
| 应收投资占比(%) | - | - | - | - | - | 21.49 | 28.52 | 33.17 | 29.51 | 25.47 |
| 其他投资(亿) | 3694.21 | 3456.27 | 3287.89 | 3001.34 | 2612.57 | 1507.87 | 1047.74 | 760.89 | 603.07 | 421.8 |
| 其他投资占比(%) | 36.22 | 38.2 | 41.3 | 42.62 | 43.4 | 28.63 | 22.27 | 19.84 | 21.13 | 19.47 |
| 经营资产(亿) | 86.5 | 70.88 | 59.2 | 54.52 | 41.54 | 32.12 | 28.43 | 19.18 | 10.06 | 14.32 |
| 经营资产占比(%) | 0.85 | 0.78 | 0.74 | 0.77 | 0.69 | 0.61 | 0.6 | 0.5 | 0.35 | 0.66 |
| 营业收入(亿) | 248.03 | 228.68 | 208.68 | 180.22 | 170.17 | 139.41 | 121.28 | 100.4 | 83.37 | 64.27 |
| 营业收入增长率(%) | 8.46 | 9.58 | 15.79 | 5.91 | 22.07 | 14.95 | 20.79 | 20.44 | 29.72 | 24.87 |
| 净利息收入(亿) | 200.28 | 179.67 | 161.12 | 149.61 | 122.78 | 115.5 | 111.2 | 89.62 | 72.87 | 58.84 |
| 净利息收入占比(%) | 80.75 | 78.57 | 77.21 | 83.01 | 72.15 | 82.85 | 91.69 | 89.26 | 87.4 | 91.56 |
| 手续费及佣金净收入(亿) | 15.32 | 13.19 | 10.64 | 7.97 | 17.73 | 15.8 | 10.94 | 8.46 | 5.74 | 2.67 |
| 手续费及佣金净收入占比(%) | 6.18 | 5.77 | 5.1 | 4.42 | 10.42 | 11.33 | 9.02 | 8.42 | 6.89 | 4.15 |
| 业务及管理费用(亿) | 69.33 | 64.72 | 59.35 | 53.5 | 52.28 | 47.57 | 40.83 | 32.21 | 26.02 | 20.33 |
| 成本收入比(%) | 27.95 | 28.3 | 28.44 | 29.69 | 30.72 | 34.12 | 33.67 | 32.08 | 31.22 | 31.63 |
| 资产减值损失(亿) | - | - | - | - | - | 34.14 | 29.23 | 22.13 | 15.02 | 7.11 |
| 资产减值损失占比(%) | - | - | - | - | - | 24.49 | 24.1 | 22.04 | 18.02 | 11.06 |
| 净利润(亿) | 78.52 | 71.44 | 65.7 | 55.61 | 52.59 | 45.78 | 39.85 | 32.52 | 27.68 | 23.93 |
| 净利润增长率(%) | 9.91 | 8.74 | 18.15 | 5.74 | 14.87 | 14.87 | 22.55 | 17.47 | 15.68 | 8.81 |
| 资产收益率ROA(%) | 0.82 | 0.84 | 0.88 | 0.85 | 0.93 | 0.92 | 0.93 | 0.97 | 1.1 | 1.17 |
| 净资产收益率ROE(%) | 12.03 | 12.03 | 12.84 | 12.7 | 14.29 | 16.42 | 17.97 | 17.04 | 17.82 | 21.14 |