农业银行601288核心经营数据 |
6540 ℃ |
|
当前股价：5.04，市值：17639
亿，动态市盈率PE：6.38，
合理估值PE：15，未来三年预期收益率：143.22%。 其中，历史营业增长率：12.76%，净利增长率：24.09%； 未来三年预估净利增长率：2.63% （24E:0.80%, 25E:2.64%, 26E:4.48%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 3499.83 | 3499.83 | 3499.83 | 3499.83 | 3499.83 | 3499.83 | 3247.94 | 3247.94 | 3247.94 | 3247.94 |
| 净资产(亿) | 28968.67 | 26744.51 | 24213.59 | 22107.46 | 19597.62 | 16747.87 | 14293.97 | 13215.91 | 12118.85 | 10326.19 |
| 总负债(亿) | 369761.22 | 312530.82 | 266477.96 | 249943.01 | 229185.26 | 209346.84 | 196239.85 | 182484.7 | 165795.08 | 149415.33 |
| 客户存款(亿) | 288984.68 | 251210.4 | 219071.27 | 203729.01 | 185428.61 | 173462.9 | 161942.79 | 150380.01 | 135383.6 | 125333.97 |
| 客户存款占比(%) | 78.15 | 80.38 | 82.21 | 81.51 | 80.91 | 82.86 | 82.52 | 82.41 | 81.66 | 83.88 |
| 同业存入(亿) | 40357.87 | 27929.33 | 19134.71 | 17851.76 | 18292.72 | 14498.63 | 12547.91 | 14580.65 | 15376.6 | 10560.64 |
| 同业存入占比(%) | 10.91 | 8.94 | 7.18 | 7.14 | 7.98 | 6.93 | 6.39 | 7.99 | 9.27 | 7.07 |
| 借款总额(亿) | 39462.15 | 31913.39 | 26172.05 | 27019.6 | 24554.83 | 21453.67 | 19634.58 | 15090.48 | 12905.39 | 11409.65 |
| 借款总额占比(%) | 10.67 | 10.21 | 9.82 | 10.81 | 10.71 | 10.25 | 10.01 | 8.27 | 7.78 | 7.64 |
| 经营负债(亿) | 3556.67 | 3673.32 | 4075.53 | 4260.13 | 3352.44 | 2475.37 | 4405.87 | 4918.85 | 4711.36 | 3816.17 |
| 经营负债占比(%) | 0.96 | 1.18 | 1.53 | 1.7 | 1.46 | 1.18 | 2.25 | 2.7 | 2.84 | 2.55 |
| 总资产(亿) | 398729.89 | 339275.33 | 290691.55 | 272050.47 | 248782.88 | 226094.71 | 210533.82 | 195700.61 | 177913.93 | 159741.52 |
| 货币资金(亿) | 15962.57 | 11312.15 | 6654.44 | 9811.33 | 7589.25 | 6617.41 | 6355.14 | 12036.14 | 12021.75 | 9798.67 |
| 货币资金占比(%) | 4 | 3.33 | 2.29 | 3.61 | 3.05 | 2.93 | 3.02 | 6.15 | 6.76 | 6.13 |
| 客户贷款(亿) | 225642.69 | 197227.21 | 171750.73 | 151704.42 | 133601.88 | 119406.85 | 107206.11 | 97196.39 | 89099.18 | 80980.67 |
| 客户贷款占比(%) | 56.59 | 58.13 | 59.08 | 55.76 | 53.7 | 52.81 | 50.92 | 49.67 | 50.08 | 50.69 |
| 买入返售(亿) | 18095.59 | 11721.87 | 8376.37 | 8162.06 | 7085.51 | 3710.01 | 5403.86 | 3230.51 | 4718.09 | 5094.18 |
| 买入返售占比(%) | 4.54 | 3.45 | 2.88 | 3 | 2.85 | 1.64 | 2.57 | 1.65 | 2.65 | 3.19 |
| 应收投资(亿) | - | - | - | - | - | - | 6592.23 | 6245.47 | 5574.2 | 5221.17 |
| 应收投资占比(%) | - | - | - | - | - | - | 3.13 | 3.19 | 3.13 | 3.27 |
| 其他投资(亿) | 5806.66 | 5608.64 | 4905.16 | 6538.71 | 8329.77 | 6841.94 | 55220.31 | 47406.61 | 39709.38 | 30607.08 |
| 其他投资占比(%) | 1.46 | 1.65 | 1.69 | 2.4 | 3.35 | 3.03 | 26.23 | 24.22 | 22.32 | 19.16 |
| 经营资产(亿) | 3552.93 | 2871.84 | 2800.44 | 2860.28 | 2542.14 | 2103.36 | 1773.39 | 2190.27 | 1934.57 | 1458.95 |
| 经营资产占比(%) | 0.89 | 0.85 | 0.96 | 1.05 | 1.02 | 0.93 | 0.84 | 1.12 | 1.09 | 0.91 |
| 营业收入(亿) | 6948.28 | 7248.68 | 7199.15 | 6579.61 | 6272.68 | 5985.88 | 5370.41 | 5060.16 | 5361.68 | 5208.58 |
| 营业收入增长率(%) | -4.14 | 0.69 | 9.42 | 4.89 | 4.79 | 11.46 | 6.13 | -5.62 | 2.94 | 12.59 |
| 净利息收入(亿) | 5717.5 | 5899.66 | 5779.87 | 5450.79 | 4868.71 | 4777.6 | 4419.3 | 3981.04 | 4361.4 | 4298.91 |
| 净利息收入占比(%) | 82.29 | 81.39 | 80.29 | 82.84 | 77.62 | 79.81 | 82.29 | 78.67 | 81.34 | 82.54 |
| 手续费及佣金净收入(亿) | 800.93 | 812.82 | 803.29 | 745.45 | 869.26 | 781.41 | 729.03 | 909.35 | 825.49 | 801.23 |
| 手续费及佣金净收入占比(%) | 11.53 | 11.21 | 11.16 | 11.33 | 13.86 | 13.05 | 13.57 | 17.97 | 15.4 | 15.38 |
| 业务及管理费用(亿) | 2352.96 | 2292.73 | 2193.08 | 1923.48 | 1912.24 | 1872 | 1770.1 | 1750.13 | 1784.43 | 1799.92 |
| 成本收入比(%) | 33.86 | 31.63 | 30.46 | 29.23 | 30.49 | 31.27 | 32.96 | 34.59 | 33.28 | 34.56 |
| 资产减值损失(亿) | - | - | - | - | - | - | 981.66 | 864.46 | 841.72 | 679.71 |
| 资产减值损失占比(%) | - | - | - | - | - | - | 18.28 | 17.08 | 15.7 | 13.05 |
| 净利润(亿) | 2698.2 | 2586.88 | 2419.36 | 2164 | 2129.24 | 2026.31 | 1931.33 | 1840.6 | 1807.74 | 1795.1 |
| 净利润增长率(%) | 4.3 | 6.92 | 11.8 | 1.63 | 5.08 | 4.92 | 4.93 | 1.82 | 0.7 | 8 |
| 资产收益率ROA(%) | 0.73 | 0.82 | 0.86 | 0.83 | 0.9 | 0.93 | 0.95 | 0.99 | 1.07 | 1.18 |
| 净资产收益率ROE(%) | 9.69 | 10.15 | 10.45 | 10.38 | 11.72 | 13.06 | 14.04 | 14.53 | 16.11 | 19.13 |