无锡银行600908核心经营数据 |
4416 ℃ |
|
当前股价：5.76，市值：126
亿，动态市盈率PE：5.52，
合理估值PE：15，未来三年预期收益率：193.11%。 其中，历史营业增长率：12.75%，净利增长率：23.94%； 未来三年预估净利增长率：6.92% （24E:6.90%, 25E:6.99%, 26E:6.87%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 21.51 | 21.51 | 18.62 | 18.48 | 18.48 | 18.48 | 18.48 | 18.48 | 16.63 | 16.63 |
| 净资产(亿) | 212 | 195.2 | 159.24 | 140.7 | 117.3 | 109.29 | 93.52 | 88.73 | 73.18 | 65.37 |
| 总负债(亿) | 2137.57 | 1920.83 | 1858.46 | 1659.48 | 1501.82 | 1434.66 | 1277.73 | 1157.6 | 1081.73 | 979.26 |
| 客户存款(亿) | 1998.42 | 1771.39 | 1618.11 | 1452.93 | 1313.58 | 1158.08 | 1068.27 | 954.61 | 872.13 | 783.76 |
| 客户存款占比(%) | 93.49 | 92.22 | 87.07 | 87.55 | 87.47 | 80.72 | 83.61 | 82.46 | 80.62 | 80.04 |
| 同业存入(亿) | 4.61 | 30.43 | 10.58 | 14.24 | 6.16 | 22.61 | 20.58 | 15.07 | 51.17 | 91.48 |
| 同业存入占比(%) | 0.22 | 1.58 | 0.57 | 0.86 | 0.41 | 1.58 | 1.61 | 1.3 | 4.73 | 9.34 |
| 借款总额(亿) | 128.68 | 138.02 | 228.94 | 185.86 | 176.52 | 200.04 | 141.82 | 151.86 | 113.63 | 64.71 |
| 借款总额占比(%) | 6.02 | 7.19 | 12.32 | 11.2 | 11.75 | 13.94 | 11.1 | 13.12 | 10.5 | 6.61 |
| 经营负债(亿) | 3.04 | 4.11 | 3.9 | 14.94 | 5.18 | 54.39 | 46.71 | 45.74 | 44.57 | 44.1 |
| 经营负债占比(%) | 0.14 | 0.21 | 0.21 | 0.9 | 0.34 | 3.79 | 3.66 | 3.95 | 4.12 | 4.5 |
| 总资产(亿) | 2349.56 | 2116.03 | 2017.7 | 1800.18 | 1619.12 | 1543.95 | 1371.25 | 1246.33 | 1154.91 | 1044.63 |
| 货币资金(亿) | 47.86 | 47.52 | 25.94 | 31.12 | 31.65 | 98.95 | 36.25 | 54.56 | 121.95 | 179.92 |
| 货币资金占比(%) | 2.04 | 2.25 | 1.29 | 1.73 | 1.95 | 6.41 | 2.64 | 4.38 | 10.56 | 17.22 |
| 客户贷款(亿) | 1430.38 | 1286.09 | 1179.93 | 998.52 | 850.67 | 753.43 | 660.74 | 602.57 | 555.05 | 504.64 |
| 客户贷款占比(%) | 60.88 | 60.78 | 58.48 | 55.47 | 52.54 | 48.8 | 48.19 | 48.35 | 48.06 | 48.31 |
| 买入返售(亿) | 27.01 | 16 | 24.63 | 6.49 | 6.03 | 25.72 | 29.61 | 9.92 | 11 | 9.18 |
| 买入返售占比(%) | 1.15 | 0.76 | 1.22 | 0.36 | 0.37 | 1.67 | 2.16 | 0.8 | 0.95 | 0.88 |
| 应收投资(亿) | - | - | - | - | - | 39.46 | 53.36 | 93.5 | 36.22 | - |
| 应收投资占比(%) | - | - | - | - | - | 2.56 | 3.89 | 7.5 | 3.14 | - |
| 其他投资(亿) | 558.18 | 536.61 | 473.14 | 447.69 | 456.79 | 470.71 | 420.43 | 324.76 | 273.01 | 183.52 |
| 其他投资占比(%) | 23.76 | 25.36 | 23.45 | 24.87 | 28.21 | 30.49 | 30.66 | 26.06 | 23.64 | 17.57 |
| 经营资产(亿) | 18.58 | 18.01 | 16.46 | 14.66 | 12.66 | 9.73 | 7.65 | 6.29 | 5.7 | 4.99 |
| 经营资产占比(%) | 0.79 | 0.85 | 0.82 | 0.81 | 0.78 | 0.63 | 0.56 | 0.5 | 0.49 | 0.48 |
| 营业收入(亿) | 45.38 | 44.8 | 43.49 | 38.96 | 35.4 | 31.92 | 28.51 | 25.22 | 23.97 | 22.78 |
| 营业收入增长率(%) | 1.28 | 3.01 | 11.63 | 10.07 | 10.89 | 11.95 | 13.08 | 5.22 | 5.19 | 10.64 |
| 净利息收入(亿) | 34.61 | 34.88 | 35.04 | 32.77 | 29.45 | 29.89 | 26.85 | 23.14 | 21.63 | 21.18 |
| 净利息收入占比(%) | 76.27 | 77.85 | 80.57 | 84.12 | 83.19 | 93.64 | 94.18 | 91.78 | 90.27 | 92.96 |
| 手续费及佣金净收入(亿) | 1.32 | 2.27 | 1.83 | 1.76 | 1.12 | 0.86 | 1.63 | 1.8 | 1.6 | 1.08 |
| 手续费及佣金净收入占比(%) | 2.91 | 5.06 | 4.21 | 4.52 | 3.17 | 2.69 | 5.72 | 7.13 | 6.69 | 4.76 |
| 业务及管理费用(亿) | 14.6 | 13.88 | 12.5 | 10.56 | 10.48 | 9.3 | 8.55 | 8.17 | 7.73 | 7.03 |
| 成本收入比(%) | 32.18 | 30.97 | 28.73 | 27.11 | 29.62 | 29.13 | 29.98 | 32.4 | 32.24 | 30.85 |
| 资产减值损失(亿) | - | - | - | - | - | 9.19 | 7.15 | 5.44 | 3.81 | 3.37 |
| 资产减值损失占比(%) | - | - | - | - | - | 28.79 | 25.07 | 21.56 | 15.88 | 14.8 |
| 净利润(亿) | 22.08 | 20.12 | 16.18 | 13.22 | 12.52 | 10.76 | 9.93 | 8.84 | 8.19 | 9.18 |
| 净利润增长率(%) | 9.73 | 24.36 | 22.39 | 5.59 | 16.38 | 8.34 | 12.38 | 7.88 | -10.76 | -1.53 |
| 资产收益率ROA(%) | 0.99 | 0.97 | 0.85 | 0.77 | 0.79 | 0.74 | 0.76 | 0.74 | 0.74 | 0.98 |
| 净资产收益率ROE(%) | 10.84 | 11.35 | 10.79 | 10.25 | 11.05 | 10.61 | 10.9 | 10.92 | 11.82 | 14.91 |