苏州银行002966核心经营数据 |
3278 ℃ |
|
当前股价：7.84，市值：295
亿，动态市盈率PE：5.88，
合理估值PE：15，未来三年预期收益率：207.2%。 其中，历史营业增长率：18.53%，净利增长率：24.56%； 未来三年预估净利增长率：10.74% （24E:11.78%, 25E:10.68%, 26E:9.77%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 36.67 | 36.67 | 33.33 | 33.33 | 33.33 | 30 | 30 | 30 | 30 | 30 |
| 净资产(亿) | 476.66 | 404.62 | 342.89 | 312.31 | 289.53 | 245.86 | 222.79 | 209.05 | 196.24 | 173.82 |
| 总负债(亿) | 5541.75 | 4840.87 | 4187.4 | 3568.37 | 3145.18 | 2864.99 | 2618.38 | 2395.13 | 2112.78 | 1868.68 |
| 客户存款(亿) | 3724.32 | 3235.85 | 2783.43 | 2501.09 | 2221.14 | 1926.75 | 1687.37 | 1586.39 | 1322.14 | 1239.35 |
| 客户存款占比(%) | 67.2 | 66.84 | 66.47 | 70.09 | 70.62 | 67.25 | 64.44 | 66.23 | 62.58 | 66.32 |
| 同业存入(亿) | 509.31 | 430.19 | 348.25 | 319.88 | 254.69 | 316.04 | 400.24 | 252.77 | 509.47 | 447.88 |
| 同业存入占比(%) | 9.19 | 8.89 | 8.32 | 8.96 | 8.1 | 11.03 | 15.29 | 10.55 | 24.11 | 23.97 |
| 借款总额(亿) | 1725.11 | 1478.63 | 1290.9 | 973.78 | 797.71 | 710.53 | 595.04 | 578.82 | 256.34 | 152.13 |
| 借款总额占比(%) | 31.13 | 30.54 | 30.83 | 27.29 | 25.36 | 24.8 | 22.73 | 24.17 | 12.13 | 8.14 |
| 经营负债(亿) | 33.04 | 31.4 | 23.29 | 25.87 | 23.65 | 74.29 | 61.23 | 55.76 | 45.29 | 35.68 |
| 经营负债占比(%) | 0.6 | 0.65 | 0.56 | 0.72 | 0.75 | 2.59 | 2.34 | 2.33 | 2.14 | 1.91 |
| 总资产(亿) | 6018.41 | 5245.49 | 4530.29 | 3880.68 | 3434.72 | 3110.86 | 2841.18 | 2604.18 | 2309.01 | 2042.5 |
| 货币资金(亿) | 422.99 | 377.29 | 274.76 | 134.07 | 151.9 | 113.85 | 131.54 | 178.95 | 212.34 | 332.19 |
| 货币资金占比(%) | 7.03 | 7.19 | 6.06 | 3.45 | 4.42 | 3.66 | 4.63 | 6.87 | 9.2 | 16.26 |
| 客户贷款(亿) | 2934.01 | 2506.34 | 2136.36 | 1884.51 | 1607.28 | 1413.27 | 1194.17 | 1038.59 | 892.07 | 720.79 |
| 客户贷款占比(%) | 48.75 | 47.78 | 47.16 | 48.56 | 46.8 | 45.43 | 42.03 | 39.88 | 38.63 | 35.29 |
| 买入返售(亿) | 13.19 | 33.13 | 9.41 | 22.31 | 97.43 | 127.89 | 164.01 | 71.59 | 90.71 | 147.61 |
| 买入返售占比(%) | 0.22 | 0.63 | 0.21 | 0.57 | 2.84 | 4.11 | 5.77 | 2.75 | 3.93 | 7.23 |
| 应收投资(亿) | - | - | - | - | - | 283.02 | 284.55 | 417.98 | 476.83 | 282.96 |
| 应收投资占比(%) | - | - | - | - | - | 9.1 | 10.02 | 16.05 | 20.65 | 13.85 |
| 其他投资(亿) | 1479.3 | 1538.6 | 1433.95 | 1302.23 | 1039.24 | 693.19 | 626.78 | 529.96 | 363.25 | 268.29 |
| 其他投资占比(%) | 24.58 | 29.33 | 31.65 | 33.56 | 30.26 | 22.28 | 22.06 | 20.35 | 15.73 | 13.14 |
| 经营资产(亿) | 42.09 | 41.8 | 33.44 | 29.28 | 28.62 | 38.72 | 27.7 | 17.43 | 8.98 | 12.75 |
| 经营资产占比(%) | 0.7 | 0.8 | 0.74 | 0.75 | 0.83 | 1.24 | 0.98 | 0.67 | 0.39 | 0.62 |
| 营业收入(亿) | 118.66 | 117.63 | 108.29 | 103.64 | 94.24 | 77.37 | 68.99 | 70.1 | 69.18 | 58.09 |
| 营业收入增长率(%) | 0.88 | 8.62 | 4.49 | 9.97 | 21.8 | 12.16 | -1.59 | 1.33 | 19.1 | 28.81 |
| 净利息收入(亿) | 84.83 | 83.41 | 75.33 | 75.25 | 60.64 | 65.91 | 59.38 | 58.98 | 59.23 | 51.65 |
| 净利息收入占比(%) | 71.49 | 70.91 | 69.56 | 72.61 | 64.35 | 85.19 | 86.08 | 84.14 | 85.61 | 88.92 |
| 手续费及佣金净收入(亿) | 12.39 | 13.17 | 12.22 | 9.45 | 10.73 | 9.15 | 8.83 | 10.28 | 7.38 | 5.42 |
| 手续费及佣金净收入占比(%) | 10.44 | 11.2 | 11.28 | 9.11 | 11.39 | 11.83 | 12.81 | 14.67 | 10.67 | 9.33 |
| 业务及管理费用(亿) | 43.07 | 38.54 | 34.01 | 30.24 | 29.32 | 28.67 | 26.05 | 24.41 | 21.65 | 21.01 |
| 成本收入比(%) | 36.29 | 32.76 | 31.4 | 29.18 | 31.11 | 37.06 | 37.77 | 34.82 | 31.3 | 36.17 |
| 资产减值损失(亿) | - | - | - | - | - | 20.5 | 14.8 | 18.72 | 18.96 | 10.24 |
| 资产减值损失占比(%) | - | - | - | - | - | 26.5 | 21.45 | 26.7 | 27.4 | 17.63 |
| 净利润(亿) | 47.97 | 41.17 | 32.87 | 27.25 | 26.11 | 23.14 | 21.5 | 19.87 | 18.41 | 18 |
| 净利润增长率(%) | 16.53 | 25.23 | 20.62 | 4.4 | 12.79 | 7.64 | 8.19 | 7.96 | 2.25 | 10.65 |
| 资产收益率ROA(%) | 0.85 | 0.84 | 0.78 | 0.75 | 0.8 | 0.78 | 0.79 | 0.81 | 0.85 | 0.98 |
| 净资产收益率ROE(%) | 10.89 | 11.02 | 10.03 | 9.06 | 9.75 | 9.88 | 9.96 | 9.81 | 9.95 | 10.9 |