青岛银行002948核心经营数据 |
3172 ℃ |
|
当前股价：3.74，市值：218
亿，动态市盈率PE：5.42，
合理估值PE：15，未来三年预期收益率：211.19%。 其中，历史营业增长率：19.98%，净利增长率：30.78%； 未来三年预估净利增长率：11.22% （24E:11.35%, 25E:11.24%, 26E:11.06%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 58.2 | 58.2 | 45.1 | 45.1 | 45.1 | 40.59 | 40.59 | 40.59 | 40.12 | 25.56 |
| 净资产(亿) | 399.39 | 365.93 | 333.28 | 309.07 | 304.78 | 274.97 | 261.23 | 176.36 | 166.14 | 97.85 |
| 总负债(亿) | 5680.46 | 4930.21 | 4889.22 | 4289.21 | 3431.44 | 2901.62 | 2801.53 | 2603.52 | 1706.22 | 1463.81 |
| 客户存款(亿) | 3954.67 | 3480.43 | 3179.66 | 2757.51 | 2154.25 | 1779.11 | 1600.84 | 1416.05 | 1153.22 | 1017.34 |
| 客户存款占比(%) | 69.62 | 70.59 | 65.03 | 64.29 | 62.78 | 61.31 | 57.14 | 54.39 | 67.59 | 69.5 |
| 同业存入(亿) | 233.33 | 242.48 | 232.46 | 299.72 | 263.79 | 188.4 | 306.76 | 519.44 | 303.88 | 217.42 |
| 同业存入占比(%) | 4.11 | 4.92 | 4.75 | 6.99 | 7.69 | 6.49 | 10.95 | 19.95 | 17.81 | 14.85 |
| 借款总额(亿) | 1655.47 | 1317.54 | 1600.67 | 1303.77 | 1083.48 | 981.77 | 872.44 | 691.87 | 218.95 | 207.88 |
| 借款总额占比(%) | 29.14 | 26.72 | 32.74 | 30.4 | 31.57 | 33.84 | 31.14 | 26.57 | 12.83 | 14.2 |
| 经营负债(亿) | 29.1 | 53.63 | 30.78 | 43.48 | 15.54 | 15.81 | 72.23 | 34.8 | 51.6 | 27.7 |
| 经营负债占比(%) | 0.51 | 1.09 | 0.63 | 1.01 | 0.45 | 0.54 | 2.58 | 1.34 | 3.02 | 1.89 |
| 总资产(亿) | 6079.85 | 5296.14 | 5222.5 | 4598.28 | 3736.22 | 3176.59 | 3062.76 | 2779.88 | 1872.35 | 1561.66 |
| 货币资金(亿) | 162.32 | 107.33 | 72.36 | 25.69 | 46.26 | 56.53 | 39.91 | 70.41 | 46.93 | 31.75 |
| 货币资金占比(%) | 2.67 | 2.03 | 1.39 | 0.56 | 1.24 | 1.78 | 1.3 | 2.53 | 2.51 | 2.03 |
| 客户贷款(亿) | 3000.9 | 2690.29 | 2450.35 | 2076.46 | 1735.68 | 1269.08 | 980.61 | 871.68 | 726.96 | 629.88 |
| 客户贷款占比(%) | 49.36 | 50.8 | 46.92 | 45.16 | 46.46 | 39.95 | 32.02 | 31.36 | 38.83 | 40.33 |
| 买入返售(亿) | 139.45 | - | 122.89 | 97.26 | 23.26 | 3 | 35.84 | 39.57 | 25.17 | 26.98 |
| 买入返售占比(%) | 2.29 | - | 2.35 | 2.12 | 0.62 | 0.09 | 1.17 | 1.42 | 1.34 | 1.73 |
| 应收投资(亿) | - | - | - | - | - | - | 466.79 | 628.72 | 447.87 | 272.09 |
| 应收投资占比(%) | - | - | - | - | - | - | 15.24 | 22.62 | 23.92 | 17.42 |
| 其他投资(亿) | 584.19 | 473.68 | 560.94 | 375.37 | 229.25 | 223.62 | 1179.11 | 900.56 | 399.94 | 340.34 |
| 其他投资占比(%) | 9.61 | 8.94 | 10.74 | 8.16 | 6.14 | 7.04 | 38.5 | 32.4 | 21.36 | 21.79 |
| 经营资产(亿) | 63.95 | 66 | 47.09 | 42.43 | 23.99 | 23.83 | 21.81 | 36.41 | 25.4 | 23.72 |
| 经营资产占比(%) | 1.05 | 1.25 | 0.9 | 0.92 | 0.64 | 0.75 | 0.71 | 1.31 | 1.36 | 1.52 |
| 营业收入(亿) | 124.72 | 116.44 | 111.36 | 105.41 | 96.16 | 73.72 | 55.83 | 60.19 | 50.11 | 43.4 |
| 营业收入增长率(%) | 7.11 | 4.56 | 5.65 | 9.61 | 30.44 | 32.04 | -7.25 | 20.12 | 15.46 | 23.12 |
| 净利息收入(亿) | 92.82 | 82.88 | 76.46 | 81.47 | 68.46 | 44.64 | 48.02 | 50.08 | 41.14 | 35.96 |
| 净利息收入占比(%) | 74.42 | 71.18 | 68.66 | 77.29 | 71.19 | 60.55 | 86.02 | 83.2 | 82.1 | 82.87 |
| 手续费及佣金净收入(亿) | 15.87 | 14.45 | 19.55 | 16.92 | 12.17 | 8.66 | 8.29 | 8.88 | 7.5 | 6.89 |
| 手续费及佣金净收入占比(%) | 12.72 | 12.41 | 17.56 | 16.05 | 12.65 | 11.74 | 14.85 | 14.75 | 14.96 | 15.87 |
| 业务及管理费用(亿) | 43.6 | 40.72 | 37.76 | 35.43 | 30.66 | 24.31 | 17.64 | 20.81 | 17.92 | 17.29 |
| 成本收入比(%) | 34.96 | 34.97 | 33.91 | 33.61 | 31.88 | 32.97 | 31.6 | 34.57 | 35.76 | 39.84 |
| 资产减值损失(亿) | - | - | - | - | - | - | 13.79 | 11.09 | 5.8 | 4.11 |
| 资产减值损失占比(%) | - | - | - | - | - | - | 24.7 | 18.42 | 11.57 | 9.48 |
| 净利润(亿) | 36.71 | 31.68 | 29.93 | 24.53 | 23.36 | 20.43 | 19.04 | 20.89 | 18.14 | 14.95 |
| 净利润增长率(%) | 15.91 | 5.82 | 22.01 | 5.04 | 14.3 | 7.34 | -8.86 | 15.15 | 21.29 | 30.95 |
| 资产收益率ROA(%) | 0.65 | 0.6 | 0.61 | 0.59 | 0.68 | 0.65 | 0.65 | 0.9 | 1.06 | 1.02 |
| 净资产收益率ROE(%) | 9.59 | 9.06 | 9.32 | 7.99 | 8.06 | 7.62 | 8.7 | 12.2 | 13.74 | 16.62 |